saving money

Save In Your Sleep! – How Sleep Can Save You Money!

March 5, 2013 by 21 Comments

We always hear that we should get plenty of sleep, but have you ever considered that sleep can save you money? Here is why and how to get more sleep!

How Sleep Can Save You Money And More

“Come unto me, all ye that labour and are heavy laden, and I will give you rest.”

-Matthew 11:28

Sleep, Sleep, Sleep… We hear it all the time– You must get 8 hours of sleep and 8 glasses of water a day. We pay as much attention to that warning as our children do when we tell them for the umpteenth time “Don’t play with that or you will get hurt”. But after living with Chronic Fatigue Syndrome for 15 plus years, I have learned the hard way how very important sleep is.

It is so important that God devoted 8-10 hours each and every day to sleeping and one whole day a week to resting. Think about it. Is there anything else that He gave so much time to? And since He knew we were like silly little children who refuse to take a nap, He put resting in the 10 commandments hoping that that would really get our attention. There were only 10 things that made it on that all important list and resting was one of them.

Sleep is as necessary to life as food and water. Each of us needs to realize how much lack of sleep affects our whole life. Are we too tired to clean the house, fix meals, or do the laundry? Are we so tired that when our children come to us for our help with something, we snap at them or when our spouses want some snuggle time, we look at them like they have grown two heads?

Lack of sleep affects children even more than adults and yet many of us let them keep the same late hours as the adults. When I was a young mom I was told that children usually whine and cry for one of two reasons: They are tired or hungry. If you keep them well rested, and make sure they get snacks throughout the day, you will eliminate most of their whining and crying. I have found that to be so true.

I had an example of that happen just the other day. My three year old grandson is always so good about going down for his nap. He allows himself to be picked up, passed around for kisses and then laid down without a peep. The other day, however, when he was told it was time for his nap he said “NO! I don’t want a nap,” and fought all the way to bed.

This seemed so out of character for him but then it dawned on me: He always takes his nap at 12:00 but this day, he did some running around with his dad and by the time they were done, it was almost 2:30. He was tired, so there was no reasoning with him. He couldn’t think rationally because he was tired. What often happens is that the parent gets angry at the child for throwing a fit, but it was really the parent’s fault for not allowing the child to get his proper rest.

Organizing Kids’ Bedrooms – From The Kids’ Point of View

February 25, 2013 by 32 Comments

Boy, can kids’ bedrooms be a challenge! Trying to get kids organized can be tough and trying to get them to keep their rooms clean is even harder. I don’t have the secret to keeping their rooms spotlessly perfect at every moment but I do have a few tips that should make things more bearable for both parents and kids.

Make sure furniture is kid sized.

Every feature and piece of furniture in a child’s bedroom should be kid sized and kid friendly. So often, parents buy tall 3-4 drawer dressers and the kids can only comfortably reach the second drawer for the first 6-7 years of their lives. At the same time, parents expect the children to put their clothes away. This is setting a child up for failure.

Even adults have a hard time keeping our things picked up, even when we can reach the drawers and see into them. How would you feel if you had to put your clothes into a drawer a foot or more taller than you are?

Besides, tall chests can be dangerous in a child’s room. The kids, because they can’t always reach the top, will pull out the bottom drawer and stand on it to reach things. Some children who do this end up tipping their dressers over on top of themselves, which can seriously injure them. Another thing to consider is that if the drawers don’t slide easily, little fingers can get pinched.

Preventing Bills From Getting Lost

February 18, 2013 by 17 Comments

I thought I’d share a short post about preventing your bills from getting lost. If you keep things organized you can save money on fees and reduce the stress of worrying about bills being late.

Margaret Writes:

Our bills are sorted by date–the due date is written on the envelope. Then the pile is organized by due date, with the ones due soonest on top. These are paper clipped in the checkbook. Top bill gets paid first.

-Margaret

My system is similar. I line my bills in order in a napkin holder (one that just has 2 bars to hold the napkins because I can see the bills easier), with my checkbook behind them.

Picking Up Around The House

January 14, 2013 by 22 Comments

Picking Up Around The House

Many years ago, way way back in the last millennium : ) (that sounds impressive doesn’t it?), as a young bride (that sounds depressive – am I really that old?), I read one of the best tips on cleaning and housekeeping.

The woman who wrote it was an older woman and said she had been an awful housekeeper until she asked her friend who had a spotless house what her secret was. Her secret was that she never stopped picking up. No matter where she was walking to and from in her house, she automatically picked things up to take with her and put away. It really works.

Some of you are saying, “My kids and husband just need to pick up their own stuff.” I agree that the family needs to be responsible, but the reality is that kids and husbands have their heads in the clouds when it comes to these things. There could be an elephant in the room and if you ask them, “Why didn’t you pick that up?” they would say, “I didn’t see it there.” Duhhhhh!!

God has given us all different gifts and seeing the things that are out of place is not one He gave to kids and husbands so, in the same way I need them to help do things in the areas where I’m not as gifted I need to help them in their weaker areas. : ) That doesn’t mean they are off the hook when it comes to picking up. It just means I need to do a little extra.

For example, each morning, before anyone gets fed, their rooms must be picked up. Sometimes during the day or evening if things are getting out of control, we have a “pick up” time where everyone jumps in and helps. I usually try to make a game of this. Then at night before their snack and bedtime story the family room and, once again, their rooms get picked up.

I also taught everyone to clean up the bathroom after themselves and take care of all their dirty clothes and dishes so, as you can see, I am not solely responsible for all of the picking up. The type of thing I’m talking about is picking up that stray toy in the corner, that piece of paper or throw pillow on the floor and all those small odds and ends which so often get overlooked or that everyone refuses to claim as his or her own. With those things, it’s not worth the time to wait until the family gets home to demand to know whose it is. It seems everyone in the family is waiting for someone else to do it and then it never gets done. As the mom, you have to just do it and pick it up. It saves so many headaches.

As I walk through a room, let’s say on my way to the bathroom, I will scan the room as I go through to see if anything is out of place. If it is, I pick it up to deposit where it should go on my way to the bathroom. When I come out of the bathroom headed back, I pick up things from in there that need to go to the other end of the house.

Most of the time this takes me less than a minute. It has become such a habit that I didn’t realize how much I did it until I was over at Tawra’s the other day and started doing it at her house. As I was walking along, I spied a marble, then a Lincoln log and grabbed those up… next, a scrap of paper. I put the paper in the trash can that I passed on my way to the boys’ room, where I put the other things. I was headed that way anyway and it didn’t take me 5 seconds to scoop, grab and put away. It is such a habit that, even when I am tired, I do it without thinking.

Try doing this with one room. If the room is mostly picked up go in, scan the room and pick up those little overlooked things and see what a difference it makes in the room. Then get into the habit of always picking up those little “out of place” things. You will be surprised how many little things there are laying around and out of place in your house. One word of warning: Be careful of piles. I have the bad habit of piling things at the foot or top of the stairs and planning to take them up later but that is my weakness – not seeing the pile when I head upstairs – so try to do as I say and not as I do and keep the piles under control.

-Jill, the lean, mean, picking up machine

photo by: whgrad

Don’t Worry So Much About Your Children’s Gifts

December 12, 2012 by 65 Comments

Do you worry every little thing you do might harm your children? Many parents worry about buying lots of expensive children’s gifts, but it’s not necessary. [Read more…] about Don’t Worry So Much About Your Children’s Gifts

Homemade Gift Baskets

November 7, 2012 by 25 Comments

From: Donna

I have a great and cheap idea to share for Christmas savings. I love giving gift baskets. They’re versatile, personal, and best of all… cheap.

This year I am making a candle and potpourri basket for my sister in law. I bought a bunch of the $1 tiny jar candles from Wal Mart and Dollar General so she can test out new scents, and a big bag of potpourri on clearance for $2. ($10.00)

My best friend’s husband loves to grill, so I bought a basting brush, paper plate holders, grilling spices, and marinades. ($6.00)

And for my best friend (an Air Force wife and employee and mother of a one and a half year old), a spa basket. She always seems to be stressed out and never gets downtime. I bought a 4 piece green tea bath mix ($3) from Wal Mart, added two small candles, potpourri, a bath pouf, and a sleeping mask. ($18.00)

Needless to say, most of my ideas came from Dining on a Dime. I just switched them around a little to compliment my friends and family. I have a few more people to shop for, but so far I have not spent over $20 on any gift, and everyone is getting about 6 different items.

Dining on a Dime contains a very large section on gift baskets and jar mixes. At different times in her life, Tawra worked in floral shops and part of her job was making gift baskets, so we added that as part of the cookbook.

In addition to the large lists of ideas to use for gift baskets, Dining on a Dime includes many recipes for gifts in a jar that you can make yourself and add to the gift baskets. For example you could make an Italian basket with bread, noodles, sauce and some homemade Italian Seasoning from Dining on a Dime or make a basket with soup fixings with our Bouquet Garni Bags. If they like spicy we have a Cajun Seasoning, BBQ sauces or special mustards.

You could make up a basket with the ingredients for pumpkin pie, adding our homemade pumpkin pie spice and our recipe for pumpkin pie. And of course, there are lots of cookie mixes, muffin mixes, etc.

Besides the holidays you could give a laundry basket of cleaning supplies for newlyweds or for a housewarming gift. Make up some of our homemade cleaning supples (and of course a copy of Dining on a Dime 🙂 or use a cute container to help stock the couple with spices and seasonings, filling it with cinnamon, nutmeg, chili powder etc. and adding homemade seasoned salt or taco seasoning from the book.

Dining On A Dime also includes recipes for hot chocolate, flavored coffee and spiced tea mixes, kids things like Easy Bake Oven mixes, play dough and slime. There are potpourri and sachets recipes. Homemade ornaments.

These and many more ideas are included in Dining on a Dime. Hopefully these get you started!

photo by: merelymel

Organizing Kids’ Schoolwork

August 17, 2012 by 9 Comments

How To Organize Your Children’s Schoolwork

School has started in many places, which means more mounds of paper clutter to keep under control. Here are some tips to help keep all of that school paperwork from multiplying, reproducing and generally taking over your home and your life.

Set a certain time and place to go through your kids’ backpacks and paperwork each day. Use this time to sign all those papers you need to sign, mark upcoming meetings or events on the calendar and sort through everything.

The best time and place to organize schoolwork will vary for each family. For us, it was best to do it the moment the kids walked through the door while it was fresh on their minds. I would have a snack ready for them, they would explain the papers to me and while I was dealing with them (signing, writing on the calendar or admiring their handiwork), they would tell me about their day.

Then I would return everything that needed to go back into their backpacks, trash the rest or put it in a special place or folder. This helps prevent things from getting tossed on the counter or table where they are eventually lost or forgotten.

Of course you will need a calendar and/or small bulletin board or dry erase board.

My calendar has very large squares where I simply mark what needs to be done. If there is something very important that I must not forget no matter what, I mark it in red, but I write everything else in pencil in case I need to change it. Then I can just erase it and make the necessary changes.

There have been times when I used a purple pen if I wanted the kids to remember something. I read about a study which found that people will remember things better when marked in purple.

Use different colored markers or pens for different things. For example, one child’s events will all be in green, all dentist appointments are in blue or whatever works best for you.
If there are special papers that go with an event, I either paper clip them to the calendar page, pin them to a small bulletin board or place them in a folder, making a star on the calendar so I know to look on the bulletin board or in the folder for the paper that goes with the event.

All my events seem to fit fine on one large square of a calendar. If your events don’t fit, you might need to look at changing a few things in your life and cutting back on some things. This could be a sign you are too busy.
There are many many fancy and expensive calendar systems out there. I personally find them to be more confusing and more work than they are worth but if they work for you, use one.

I know that some of you who work away from home need day planners and other organization systems but that is another whole subject that I deal with in my e book Plan It, Then Do It.

Another system some people like is to have a folder for each child with special papers in it. For example, if one child is having a class party, I will mark the class party on the calendar but then place the paper with all the info about it in the folder. Once again, I would place a star by the event to remind me more info is in the folder. Once a week these folders should be sorted through so they don’t get cluttered.
Always keep folders of any kind in an upright position in a holder. Most folders or papers that are laid in a horizontal position get forgotten, lost, piled on or not used.
KEEP IT SIMPLE. This could be the most important point of all. If it is complicated and too involved neither you or your family won’t bother to use it. Sometimes it isn’t our families which are the problem but the system we choice to use. Just because it comes highly endorsed by a famous organizer or some such does not mean it will work for you so don’t fight it and try something different.

Well I will sign off for now. I am looking at the piles of paper on my own desk and think I might need to take a break, practice what I preach and clear my desk. : )

-Jill

Photo By: magma666

Water Savings

August 3, 2012 by 16 Comments

I am a big fan of saving money in any way possible! We conserve water at our house. If we are just rinsing something out we save the water to put on our garden. If we do not finish a glass of water we put it into a special pitcher and it is given to our cats and dogs. If we find a bottle of water we pour it on an outdoor plant. Sheri D.

Some families couldn’t handle this next tip but we always drank after each other so I kept a small lightweight jug of water in the fridge. The kids would take a drink out of it and pop it back in to stay cold. I never had a pile of dirty glasses and at an earlier age the kids were able to open the fridge and get a drink so I didn’t have to get water out of the sink for them to drink each time.

I guess most people now have refrigerators with the water on the door but I sure did love my jug because it saved not only water but prevented me from having to wash so many glasses and finding glasses sitting all over the house.

-Jill

Inexpensive Lunch

March 23, 2012 by 6 Comments

Inexpensive Lunch

Hi Tawra,

I just wanted to add a less expensive, and just as delicious option to your Hot Doggie Roll Ups recipe. Use buttered bread instead of the canned biscuits or crescent rolls. Butter a slice of bread on one side, place a hot dog (I like to precook mine first) diagonally across the UNBUTTERED side, bring the two corners up over the hot dog and secure with a toothpick. Bake at 375 degrees for 10-15 minutes. My mother-in-law made these for her children years ago, but she called them “Weiny Winks”!

Thanks for a great newsletter!
Kathy C.

photo by: stevenepolo

Fancy Inexpensive Dinner Breads

February 18, 2012 by 12 Comments

canned regrigerator biscuits in bundt pan

FANCY SCHMANCY dinner breads cheap…

Use a decoratively shaped Bundt pan,

a stick of butter or margarine,

3 cans of biscuits (jumbo or regular) (you could use frozen dinner roll too)

seasonings to suit the meal…for instance, serving Italian? Use basil and Parmesan cheese

Melt butter or margarine in bottom of Bundt pan evenly. Sprinkle seasonings. Then put biscuits in on end, like stacking dimes, one at a time, to allow seasonings and butter to ooze between each one. Bake as directed on the can. Then simply turn out onto a serving plate, and VOILA! –a beautiful bread ring. You can use cheddar cheese and jalapeno for Mexican…brown sugar and cinnamon for pull apart cinnabuns…rosemary and olive oil and olives for Italian or Greek… ANY assortment you can think of… dried tomatoes and olive oil… try it!

-Vicky B.

All I can say is yum! I am going to have to try this one!

Tawra

Photo By: C Jill Reed