• Skip to main content
  • Skip to primary sidebar

Living On A Dime test Site

Frugal Living

Organizing Kids’ Schoolwork

August 17, 2012 by 9 Comments

How To Organize Your Children’s Schoolwork

School has started in many places, which means more mounds of paper clutter to keep under control. Here are some tips to help keep all of that school paperwork from multiplying, reproducing and generally taking over your home and your life.

  • Set a certain time and place to go through your kids’ backpacks and paperwork each day. Use this time to sign all those papers you need to sign, mark upcoming meetings or events on the calendar and sort through everything.

    The best time and place to organize schoolwork will vary for each family. For us, it was best to do it the moment the kids walked through the door while it was fresh on their minds. I would have a snack ready for them, they would explain the papers to me and while I was dealing with them (signing, writing on the calendar or admiring their handiwork), they would tell me about their day.

    Then I would return everything that needed to go back into their backpacks, trash the rest or put it in a special place or folder. This helps prevent things from getting tossed on the counter or table where they are eventually lost or forgotten.

  • Of course you will need a calendar and/or small bulletin board or dry erase board.

    My calendar has very large squares where I simply mark what needs to be done. If there is something very important that I must not forget no matter what, I mark it in red, but I write everything else in pencil in case I need to change it. Then I can just erase it and make the necessary changes.

    There have been times when I used a purple pen if I wanted the kids to remember something. I read about a study which found that people will remember things better when marked in purple.

    Use different colored markers or pens for different things. For example, one child’s events will all be in green, all dentist appointments are in blue or whatever works best for you.

  • If there are special papers that go with an event, I either paper clip them to the calendar page, pin them to a small bulletin board or place them in a folder, making a star on the calendar so I know to look on the bulletin board or in the folder for the paper that goes with the event.

    All my events seem to fit fine on one large square of a calendar. If your events don’t fit, you might need to look at changing a few things in your life and cutting back on some things. This could be a sign you are too busy.

  • There are many many fancy and expensive calendar systems out there. I personally find them to be more confusing and more work than they are worth but if they work for you, use one.

    I know that some of you who work away from home need day planners and other organization systems but that is another whole subject that I deal with in my e book Plan It, Then Do It.

  • Another system some people like is to have a folder for each child with special papers in it. For example, if one child is having a class party, I will mark the class party on the calendar but then place the paper with all the info about it in the folder. Once again, I would place a star by the event to remind me more info is in the folder. Once a week these folders should be sorted through so they don’t get cluttered.

  • Always keep folders of any kind in an upright position in a holder. Most folders or papers that are laid in a horizontal position get forgotten, lost, piled on or not used.

  • KEEP IT SIMPLE. This could be the most important point of all. If it is complicated and too involved  neither you or your family won’t bother to use it. Sometimes it isn’t our families which are the problem but the system we choice to use. Just because it comes highly endorsed  by a famous organizer or some such does not mean it will work for you so don’t fight it and try something different.

Well I will sign off for now. I am looking at the piles of paper on my own desk and think I might need to take a break, practice what I preach and clear my desk. : )

      -Jill

 

Photo By: magma666

Filed Under: Cleaning, Kids, Organizing Tagged With: Budgeting, cheap living, debt free living, frugal cooking, Frugal Living, frugal recipes, homemaking, homemaking blogs, homemaking ideas, homemaking tips, kids paper work, money saving tips, paper clutter, saving money, saving money on groceries, simple living, tightwad, tightwad gazette, ways to save money

Water Savings

August 3, 2012 by 16 Comments

 

I am a big fan of saving money in any way possible!  We conserve water at our house.  If we are just rinsing something out we save the water to put on our garden.  If we do not finish a glass of water we put it into a special pitcher and it is given to our cats and dogs.  If we find a bottle of water we pour it on an outdoor plant. Sheri D.

 

Some families couldn’t handle this next tip but we always drank after each other so I kept a small lightweight jug of water in the fridge. The kids would take a drink out of it and pop it back in to stay cold. I never had a pile of dirty glasses and at an earlier age the kids were able to open the fridge and get a drink so I didn’t have to get water out of the sink for them to drink each time.

I guess most people now have refrigerators with the water on the door but I sure did love my jug because it saved not only water but prevented me from having to wash so many glasses and finding glasses sitting all over the house.

-Jill

Filed Under: Saving Money Tagged With: debt free living, Frugal Living, money saving tips, saving money, tightwad, ways to save money

Inexpensive Lunch

March 23, 2012 by 6 Comments

Inexpensive Lunch

Hi Tawra,

I just wanted to add a less expensive, and just as delicious option to your Hot Doggie Roll Ups recipe.  Use buttered bread instead of the canned biscuits or crescent rolls. Butter a slice of bread on one side, place a hot dog (I like to precook mine first) diagonally across the UNBUTTERED side, bring the two corners up over the hot dog and secure with a toothpick.  Bake at 375 degrees for 10-15 minutes.  My mother-in-law made these for her children years ago, but she called them “Weiny Winks”!

Thanks for a great newsletter!
Kathy C.

 

 photo by: stevenepolo

Filed Under: Cooking Ideas And Tips, Leftovers, Recipes, Save Money On Groceries, Saving Money Tagged With: Cheap cooking, cheap recipes, frugal cooking, Frugal Living, frugal recipes, homemaking ideas, Meal planning, saving money

Fancy Inexpensive Dinner Breads

February 18, 2012 by 12 Comments

canned regrigerator biscuits in bundt pan

FANCY SCHMANCY dinner breads cheap…

Use a decoratively shaped Bundt pan,

a stick of butter or margarine,

3 cans of biscuits (jumbo or regular) (you could use frozen dinner roll too)

seasonings to suit the meal…for instance, serving Italian?  Use basil and Parmesan cheese

Melt butter or margarine in bottom of Bundt pan evenly. Sprinkle seasonings. Then put biscuits in on end, like stacking dimes, one at a time, to allow seasonings and butter to ooze between each one. Bake as directed on the can. Then simply turn out onto a serving plate, and VOILA! –a beautiful bread ring.  You can use cheddar cheese and jalapeno for Mexican…brown sugar and cinnamon for pull apart cinnabuns…rosemary and olive oil and olives for Italian or Greek… ANY assortment you can think of… dried tomatoes and olive oil… try it!

-Vicky B.

All I can say is yum! I am going to have to try this one!

Tawra

 

Photo By: C Jill Reed

Filed Under: Cooking Ideas And Tips, Recipes, Save Money On Groceries, Saving Money Tagged With: Budgeting, cheap living, debt free living, frugal cooking, Frugal Living, frugal recipes, homemaking blogs, homemaking ideas, homemaking tips, money saving tips, saving money, saving money on groceries, simple living, tightwad, tightwad gazette, ways to save money

Saving Cooking Disasters

November 18, 2011 by 18 Comments

Saving Cooking Disasters

I happened to think of a couple of things today that might help you for Thanksgiving and for any of the other holidays, too.

First, if you haven’t already done it, clean out your refrigerator today. You really should clean your refrigerator before you go buy everything for your dinner but if you haven’t done it yet, do it now. There is nothing more frustrating than trying to stuff leftovers into an already full fridge when you have a house full of company over, so clean it now. If you can, leave a certain shelf for the things you are going to store before and after Thanksgiving dinner.

Fixing Cooking Boo Boos:

  • If you didn’t cook your turkey with our recipe, it may come out too dry. Don’t panic. Just slice it, lay it on a platter and pour gravy over it. Then serve.
  • If your stuffing is too dry, once again, add some turkey brot or gravy to it.
  • If a side dish burns and sticks to the bottom of the pot, carefully pour it out of the pot, being sure not to scrape the bottom of the pan or any of the food stuck to it. You can save quite a bit this way.
  • If your dinner rolls burn, carefully slice off the bottoms. If all of the bottoms are gone, people will think that is just the way they are supposed to be.
  • If the crust on your pumpkin pie doesn’t turn out, scrape out the filling and place it in a nice serving dish. Cover it with lots of whipped topping sprinkled with a little cinnamon and call it Pumpkin custard.

Let’s Talk Turkey

I don’t think there is anything more dismal looking then a picked over turkey carcass. Usually, I am so tired from making the meal, being hostess and cleaning up that having to face the turkey carcass can almost put me over the edge. What I finally learned is not to do anything with it on Thanksgiving day. Then, the day after Thanksgiving, we pick at it all day long, making sandwiches and other things. Later I pick off the last of the big chunks.

I usually cook my turkey wrapped in foil or in a disposable pan so, when I’m done, I just wrap the foil around the turkey or gently shape the disposable pan around it. Then I stick it all in a couple of plastic bags, pop it in the freezer and forget it for a couple of weeks. Often I wait until January when I bring out the turkey remains and toss the carcass into a large pot for soup. That’s when it gets it’s final picking over.

If any of you have tips about how to fix Thanksgiving cooking boo boos for our beginning cooks and even some of us old timers, feel free to post. You may be the one to save someone’s Thanksgiving. : )

       -Jill

We just received this today from a reader and thought it was perfect to add here.

From Cindy:

I had just made your pecan pie muffin recipe and popped it into the oven. I checked another recipe site (not as good as yours!) and many commenters said their muffins stuck to the pans and that they had to make it over again with flour, oil, Baker’s Joy or whatever.

I thought “Great! I need these for a bake sale tomorrow. Just my luck– They’ll be stuck in the pan and unusable.” So when I took the pan out of the oven I immediately ran a sharp knife around the sides and popped the muffins out. It worked just fine. I can see, though, that if you left them in the pan to cool they probably would stick. They’re very good. Thanks for the recipe and Happy Thanksgiving!

 

This is a good place to give everyone a heads up that if you bake anything  sticky, sugary or syrupy, you’ll want to get it out of the pan immediately before it cools. I put a sticky topping on my cinnamon rolls so I have another pan ready to “dump” them on to the minute they come out of the oven.

Be careful with things like pecan pies and don’t fill them so full that they spill over the top and onto the edge because you will spend most of the day chiseling and trying to get a piece of pie out of the pan.

Of course, when it comes to pecan pie, I would find a way to get it out of the pan and into my mouth, even going as far as sucking on the pan if I have to. Yum! : ) : )

No matter what you make, a good rule of thumb is that if it is sticky and touches the pan it is like brushing on glue so either grease it very well or get it out of the pan quickly.

      -Jill

 

photos by: toomanythoughts and technodad

Filed Under: Christmas Recipes And Ideas, Cooking Ideas And Tips, Holidays, Leftovers, Saving Money, Thanksgiving Tagged With: frugal cooking, Frugal Living, frugal recipes, money saving tips, saving money, saving money on groceries

How Do I Winterize An Outside Faucet?

November 5, 2011 by 9 Comments

Winterizing Outside Faucet

How Do I Winterize An Outside Faucet

From: Janice J.

How do you use styrofoam to protect an outside faucet? It is getting colder and I am worried. Thanks!

I would duct tape a big chunk around the faucet. Maybe break it apart so it fits snugly around the faucet and then just duct tape away until it’s on there tightly.

      -Tawra

Depending on your faucet, I have taken 2 large styrofoam cups and put one inside of the other then taped. Be sure to get it as close to the house as you can.

This really works. I had my outside faucet freeze one year and what a mess so I don’t chance it any more especially since it is so easy to do.

      -Jill

Mike: It might also be good to stuff some rags into any places where air might get in, wrap the outside with a plastic trash bag and tape it with heavy duct tape to prevent moisture from getting in. (If it’s in a sunny area, a black plastic bag will keep it warmer in the daytime, too be cause the black absorbs sunlight.) If you manage to keep cold air and moisture out and provide some insulation with the foam, rags and/or some other insulating material, it should not freeze.

Of course, if it’s possible to turn off the water to that faucet from inside the house and then open the faucet to let any water drain out before you wrap it, that would be even better.

Photo By: rwkvisual

Filed Under: Saving Money Tagged With: Budgeting, cheap living, debt free living, Frugal Living, homemaking blogs, homemaking ideas, homemaking tips, money saving tips, saving money, saving money on groceries, simple living, tightwad, tightwad gazette, ways to save money

Great Things To Do With Baby Food Jars

March 4, 2011 by 26 Comments

 

With a baby and two preschoolers, I don’t have the time or inclination to make homemade baby food. My Meijer grocery store puts Gerber baby food on sale frequently, and with coupons it’s the same price as generic.

One way to reuse those Gerber plastic fruit/veggie tubs is to rinse them out and put cheerios, goldfish, pretzels, and/or raisins in them for trips to the park, zoo, or car trips in the van. They contain just the right amount of snack for a preschooler, the child can get the lid on and off, and I don’t care if they get lost or are used as a sand toy!

[Read more…] about Great Things To Do With Baby Food Jars

Filed Under: Cooking Ideas And Tips, Save Money On Groceries, Saving Money Tagged With: Add new tag, cheap living, Frugal Living, homemaking ideas, homemaking tips, money saving tips, saving money, saving money on groceries, simple living, ways to save money

Menu – Yankee Noodles, Bottled (Canned) Fruit Cake

February 24, 2011 by 45 Comments

Tips:

Sometimes we tend to make our meals so much more complicated than they need to be. I was blessed to be able to watch many women prepare their meals who learned to cook during the 30’s and 40’s. Some were busy stay at home moms. Others were moms who worked away from home and some were moms who helped their husbands on the farm.

These women used some tricks to prepare their meals that made meal preparation easier and faster. Here are a few of them:

    • They didn’t worry if they had homemade biscuits or muffins for every meal. Often for a daily meal they would just place a plate of bread (not always homemade bread, either) on the table to eat with butter and jam or honey. In some homes, this was a staple at every meal.

 

    • They would keep things cleaned and ready to use for a relish dish like carrot sticks, celery sticks, olives, pickles, sliced cucumbers, tomatoes or fresh cauliflower.

 

    • Hard boiled eggs or pickled beets were kept on hand to place in a bowl at the last minute.

 

    • They didn’t hesitate to open some canned fruit to pour into a bowl and set on the table to eat by itself without whipped cream or any added extras.

 

  • Canned vegetables were a life saver for many of them. Then they could just warm some canned peas to set on the table.

 

They served some combination of all of these at most meals. Then they would add a potato dish, rice or noodles and a meat and they would have dinner.

Sometimes we read cooking magazines and see very elaborate meals on TV and think if this isn’t the kind of food we make we must have failed as good cooks. Each dish doesn’t need five or more ingredients in it to make it good. That is probably one of the places where our diets started going down the tubes. We forgot to keep things simple.

You also save money when you keep it simple because you’re not using as many ingredients or extras like whipped cream or special spices.

Just like in the old days, your family will probably enjoy an icy cold canned peach just as much as a fresh organically grown peach you had to study to determine how ripe it was before you took it home to try to peel and slice it. It’s you, mom and dad, who make the meal special just by being together with the family, not the pedigree of your fruits and vegetables.

 

Menu:

Yankee Noodles*
Relish Dish
Bread and Jam
Bottled (canned) Fruit Cake*

Yankee Noodles

From: Alice B. (I learned this recipe in junior high. It’s tasty, quick to cook, inexpensive, and dirties only one pan!)

1 lb. lean ground beef
8 oz. uncooked noodles
1/2 large onion, chopped
1 large can tomatoes
Salt and pepper (to taste)

Brown meat and onion. Drain off excess grease. Add noodles and canned tomatoes. Chop tomatoes a little bit while in the pan. Bring to a boil. Reduce temperature and simmer covered for 7 minutes. Stir. Cover and simmer 8 more minutes. That’s it!

You can add other ingredients you may have on hand like chopped green peppers, black olives, mushrooms, fresh herbs, etc. You may want to top with grated cheese. (Never cook the noodles first. They must cook with the rest of ingredients to absorb their flavors.)

I love, love, love recipes that take only one pan and this one really does! Often, people will call something a one dish meal but they end up using 3 pans, 2 mixing bowls and 1 casserole dish. (That’s the one dish, I guess.) Now you can see why I really appreciated your recipe. : )

      -Jill

 

Bottled Fruit Cake

From: Ruth P.

CAKE USING BOTTLED FRUIT – (Sometimes we have an excess of home bottled fruit and need to use it up before it gets old. This is a great way to use it!)

1 quart of fruit with liquid
4 cups flour
4 tsp. soda
2 cups sugar
1 tsp. salt
2 tsp. cinnamon
1 tsp. cloves
1/4 tsp. nutmeg
1 cup oil
4 eggs
Raisins and nuts if desired

Blend all of the above ingredients at the same time. Bake at 350° for 35 to 45 minutes. This makes one sheet cake or two cakes in 9×13 inch pans. This is a nice change from just using the fruit for a crisp, cobbler. or pie. You don’t need to put frosting on this, which can save time, too.

 

Photo by: Yoames

Filed Under: Cooking Ideas And Tips, Leftovers, Save Money On Groceries, Saving Money Tagged With: Budgeting, cheap living, cooking, debt free living, frugal cooking, Frugal Living, frugal recipes, homemaking blogs, homemaking ideas, homemaking tips, money saving tips, recipe, Recipes, saving money, saving money on groceries, simple living, tightwad, tightwad gazette, ways to save money

Organizing Kids’ Rooms

February 2, 2011 by 14 Comments

Organizing Kids' Rooms

Organizing Kids’ Rooms

I posted a few tips about getting kid’s rooms decluttered but once you get it together, how do you get them to keep it that way?

One thing is to place a chart at their eye level. We often put the chore charts in the kitchen, which is fine, but you might consider putting a chore chart with just bedroom chores in their rooms. Write or place pictures of things like make your bed, pick up clothes, pick up toys and so on and, as with other charts, be sure to give lots of praise, stars or stickers when they do a good job. Kids tend to respond better to things that are put in writing (or in pictures) than they do with barked orders.

Train your kids. Show them how to do a chore. Then show them again and then show them again and again and again. We often think if we show children something once, twice or even three times they should be able to do it on their own but they can’t always learn things that fast. When I start a new job, if they show me how to do a job I have never done before for just one or two days, I can’t always get it. I would become very overwhelmed, discouraged and stressed. A good company will train you for at least two weeks every day. Our children need the same training and more.

Be specific when you tell a child to do something. Their idea of a clean room and yours are worlds apart. If you say, “Pick up your room,” don’t be surprised if they pick up two things and call it good. You need to say something like, “Pick up everything off of your floor.”

Work with your children. Whether you are an adult or child, you feel so much more motivated to do a job when you have someone helping you or encouraging you on. How many of you come to our website for encouragement and motivation? Children need encouragement from their parents so when you can, work together on their rooms, especially if they need a big clean up.

Make any cleaning up project a game. I was watching my grandkids today while Tawra was at the doctor’s office and told the boys I would race them to see if they could pick up all of the toys in the living room before I cleared the kitchen table and counters. You never saw any kids move as fast as they did trying to beat me. Of course I let them win.

I also get them to see if they can clean their rooms in less then 10 minutes or we all see how fast we can pick up 10, 15, 20 items.

We all do a better job if we have the proper tools, so buy small sized cleaning things for them like little brooms, dust pans, small dust rags (socks made into hand puppets are fun) and stools so they can reach things.

The biggest factor in helping control kids’ rooms is to get rid as much excess stuff as you can. They don’t need 50 race cars, 25 dolls or a shoe box crammed full of crayons. I used to have one box of 24 crayons in my room and you had better believe I took care of them because I didn’t want to lose that “special” color. If you don’t think your children have that many things, lay out their dolls, cars and other toys and count how many they have. I think you will be shocked.

Be sure to check out our Saving With Kids e-Book Series for many more tips like these.

Warning: Don’t become discouraged. It may be that only a couple of tips from this article may work for you. It has been a never ending battle throughout the ages (well maybe for the last 50 years) to get kids to pick up their rooms and to find functional ways to store things. Bigger people than I have tried to find the answer and so far have failed. Even if they get the storage down to a science, getting the kids to use the storage has failed.

The main thing to keep in mind is not to give up. It takes patience, time and work. This is one area where you won’t see the rewards of your hard work for many years – like about 20-30 years, but it will happen. It comes when your 20 year old son takes your trash out without being told. You sit there in amazement and wonder, “When and how did this happen?” Then there is the phone call from your daughter bemoaning the fact she can’t get the kids to keep their rooms clean.

Ahhhh, the sweet sweet rewards of seeing your offspring being tortured in the same way they tortured you years earlier! : ) : ) : )

       -Jill

Filed Under: Cleaning, Organizing, Organizing Ideas Tagged With: Add new tag, Frugal Living, homemaking, homemaking tips, organizing

Medical Savings

December 29, 2010 by 35 Comments

Medical Savings

We had to take my son to the emergency room again the other night. We aren’t the type to go for every little thing and usually go only for big, gaping, bleeding things but it does seem like we have to go there pretty frequently– so much so that I keep an "emergency room" bag packed and hanging by my purse. It includes snacks, sewing supplies, books to read and so on because going to the emergency room can and usually does mean a many hour wait. When the kids were little, I would sometimes have to take the child that wasn’t hurt with me, too. They would get hungry or restless and the things in my bag would help.

Recently, my son dropped a large log on his toe, cutting it and smashing it severely. (This is a hazard you don’t always hear people talk about with regard to heating your home with wood)  He is fine and needs just to be on crutches for a few days but he had a good tip for me to give to our readers.

When the doctors were fixing his toe, the nurse took out a large tube of antibacterial ointment to apply to it. He asked her "Are you throwing that tube away?" She said "Yes," and asked if he wanted it, since he had paid for it. He told me that it is a large enough tube that it contains enough ointment to last his family 3-4 years. Then she took a huge piece of gauze and cut a small piece from it. Again he asked to keep the remains.

You can ask for these things. My mom has gotten scissors that they used when putting in stitches or tweezers when they took out stitches. Also, be careful if you are admitted to the hospital to take your regular medications with you or have a family member bring them to you. These are called self administered drugs (medications which you take on a daily basis). Be sure to tell the doctor you are taking them and have them with you. Not all hospitals will allow you to do this but some will, so you might as well take them and ask if you can use your own medicines. It will be much less expensive than if the hospital provides them.

My mom had to go the the hospital and stayed there one night. They asked what regular (self administered) medications she took and she told them. The hospital staff gave the medications to her while she was there. Later, she received a bill for $529 just for 3 pills and 1 aspirin. She called the pharmacy and found out that a 3 month supply of all of the same pills together would only cost $125. If she had brought her own medications with her it would have cost nothing.

This is a perfect example of how many leaders (people in charge of hospitals, schools, government and business) are so messed up in their thinking and can’t use common sense regarding how to save money on medical costs, school costs, business costs, etc.

It isn’t that we need more money but we need to use what we have more wisely.

      -Jill

P.S. I didn’t write this to open up a can of worms about the medical issues happening in our country right now. I’m not burying my head in the sand, I just don’t want arguing on the blog. Please keep this in mind when you comment because if there is negative stuff I won’t post it. I just wanted you to be aware of some things you can do to save yourself money and to let you know not to be afraid to ask to take these things home with you.

P.P.S. I do appreciate all of the great nurses and sometimes doctors who ask if I would like to take things home because I have paid for them and they are about to be discarded. These people are a super help and kind in so many ways. Thank you nurses.

 

photo by: agacombahia

Filed Under: Saving Money Tagged With: Add new tag, Budgeting, cheap living, debt free living, Frugal Living, money saving tips, saving money, ways to save money

  • « Go to Previous Page
  • Page 1
  • Interim pages omitted …
  • Page 3
  • Page 4
  • Page 5
  • Page 6
  • Go to Next Page »

Primary Sidebar

Recent Posts

  • Blueberry Coffee Cake Recipe – Perfect Brunch Item!
  • 15 Super Easy Homemade Popsicle Recipes (Most Have Only 2 Ingredients!)
  • Easy Pinwheel Recipes – 13 Variations Including Pizza Roll-Ups Recipe
  • 12 Easy 2 Ingredient Ice Cream Recipes!
  • 3 Ingredient Parmesan Chicken Tenders Recipe And Meal Plan

Recent Comments

  1. Tawra on What to Do When Adult Children Won’t Leave Home
  2. Tawra on Homemade Sloppy Joe Recipe – An $8 Dinner the Whole Family Will Love!
  3. Maria Sellers on Homemade Sloppy Joe Recipe – An $8 Dinner the Whole Family Will Love!
  4. Sam on 10 Easy Chicken Dinner Recipes for $10 or Less! (Quick & Stress-Free!)
  5. NICOLA BERYL CROMBIE on What to Do When Adult Children Won’t Leave Home

Copyright © 2026 · Genesis Framework · WordPress · Log in